Comparison
Topstep vs Tradeify
Both use EOD trailing drawdown — the same core mechanic. The differences that matter are the daily loss limit, minimum trading days, and payout structure. Here's the straight side-by-side for Pine Script traders.
Rule-by-rule comparison — 50k accounts
| Rule | Topstep 50k | Tradeify 50k (Growth) |
|---|---|---|
| Profit target | $3,000 | $3,000 |
| Max trailing drawdown | $2,000 | $2,000 |
| Drawdown type | EOD trailing | EOD trailing |
| Daily loss limit | Optional (not standard) | None (soft guidance) |
| Min trading days | None (2+ sessions possible) | 1 day |
| Consistency rule (eval) | 50% Consistency Target | None (Growth path) |
| Automation allowed | Yes | Yes |
| Overnight holds | Permitted | Permitted |
| News trading | Allowed | Allowed |
| Eval fee (50k) | $165/mo | ~$150–$175 |
| Payout split | 90/10 (100% first $10k only if account predates Jan 12, 2026) | 90% |
| Best for | Disciplined strategies, best first payout | Fast passers, high-variance sessions, more DD room |
What each rule difference means for Pine Scripts
Daily loss limit: both are flexible, in different ways
Topstep's standard Combine has no mandatory Daily Loss Limit at all — the universal account floor is the $2,000 Maximum Loss Limit (EOD trailing drawdown). A Daily Loss Limit is only a personal risk control you can opt into on your dashboard; if you don't, a Pine Script running on Topstep needs no daily circuit breaker at all.
Tradeify Growth operates with a soft daily loss guidance rather than a hard platform cutoff, similar in spirit to Topstep's default (no hard daily stop). Both let a script trade freely through volatile sessions without a session-level circuit breaker baked in — the meaningful difference between the two firms on daily risk is smaller than it first appears, since neither enforces a hard daily limit by default.
Trailing drawdown amount: Tradeify gives more room
Topstep's maximum trailing drawdown on a 50k account is $2,000. Tradeify's is $2,500 — 25% more cushion. On a strategy sized to risk $200 per trade, that's 10 allowable losers before breach (Topstep) vs 12 (Tradeify). Over an evaluation of any length, that extra $500 makes a material difference for strategies with higher variance or larger individual position risk.
Minimum trading days: Topstep actually has none
Topstep's Trading Combine has no minimum number of trading days at all — Topstep's own help center says it can be passed in as few as 2 sessions, provided your best single day stays at or below 50% of your Profit Target (the Consistency Target). Tradeify Growth requires a 1-day minimum, a real (if small) floor Topstep doesn't have. A script trading NQ that captures a trending session early can complete either evaluation quickly, but only Tradeify's has a hard day-count rule to clear first.
Payout structure: Topstep's strongest advantage
This used to be the single most compelling reason to choose Topstep over Tradeify: Topstep paid 100% of your first $10,000 in funded-account profits before dropping to a 90/10 split. That changed on January 12, 2026 — new Topstep accounts now get a flat 90/10 split from dollar one, identical to Tradeify's flat 90%. Only traders who joined Topstep before that date keep the legacy 100%-of-first-$10K treatment. If you're opening a new account today, budget for 90/10 on both firms.
Which firm should you choose?
You want the best payout and structure
- 90/10 split from dollar one on new accounts (100% of first $10,000 only if you joined before Jan 12, 2026)
- No mandatory daily loss limit — only the $2,000 Maximum Loss Limit
- No minimum trading days — as few as 2 sessions is possible
- Prefer brand trust and longer operating history
- Your strategy naturally spreads profit across sessions (fits the 50% Consistency Target)
You want the most flexible eval conditions
- No hard daily loss limit by default — script runs freely all session
- More drawdown room ($2,500 vs $2,000)
- Can complete eval in as little as 1 trading day
- High-volatility or momentum strategies with large intraday swings
- Running multiple evals and want the fastest cycle time
FAQ
Does Topstep or Tradeify have a better daily loss limit?
Neither firm enforces a hard daily loss limit by default. Topstep's standard Combine has no mandatory Daily Loss Limit at all — only the $2,000 Maximum Loss Limit, with an optional Daily Loss Limit you can choose to add. Tradeify Growth has soft daily guidance rather than a hard cutoff. For strategies that generate multiple consecutive losing entries before recovering, both are forgiving environments as long as you haven't opted Topstep into a Daily Loss Limit.
Which has a better payout — Topstep or Tradeify?
New Topstep accounts pay a flat 90/10 split from dollar one, same as Tradeify's flat 90%. Only traders grandfathered in before January 12, 2026 keep the legacy 100%-of-first-$10,000 treatment — check your dashboard if you're unsure which applies to you.
Do both Topstep and Tradeify use EOD trailing drawdown?
Yes. Both use End-of-Day (EOD) trailing drawdown — the drawdown floor only advances based on your closing equity, not intraday peaks. This is more forgiving than realtime trailing drawdown used by firms like Bulenox, where intraday highs permanently reduce your cushion even if they're never realized.
Scripts ready for Topstep and Tradeify — choose your firm at checkout.
Daily kill switch parameters, EOD drawdown sizing, and optional consistency cap all configurable per firm rule set.
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