Free Tool · 2026 Split Rules

Prop Firm Payout Calculator

Enter your gross trading profit and see exactly what you take home from Apex, Topstep, MyFundedFutures, and FTMO — side by side. Includes Topstep's first-$10k at 100% rule.

Payout split comparison

Firm Split First Payout Minimum Payout Frequency
Apex Trader Funding 100% of approved payouts (new accounts) 5 qualifying days, $500 minimum, 50% consistency Weekly eligible, max 6 payouts per account
Topstep 90/10 from $1 (100% first $10k if pre-Jan-12-2026) Meet funded account balance minimum On request (weekly eligible)
MyFundedFutures (MFFU) 80% standard / 90% upgraded After minimum trading days met On request
FTMO 80% base up to 90% scaling After passing challenge + verification Monthly (on-demand scaling)

Understanding the splits

Topstep's tiered 100% structure

Topstep used to be unique among major prop firms in paying 100% of the first $10,000 in trading profits per funded account before dropping to 90%. As of January 12, 2026, that only applies to traders who joined before that date — new accounts get a flat 90/10 split from dollar one, matching Apex's rate. If your Topstep account predates the cutoff, confirm your grandfathered status on your dashboard before relying on the old math.

Apex's 100% payout split

On its current EOD and Intraday Performance Accounts, Apex pays 100% of each approved payout. The catches are in the qualification rules: 5 qualifying trading days (each at or above a minimum daily profit), a 50% consistency rule, a $500 minimum, a safety net balance, a cap on each payout request, and a maximum of 6 payouts per account. Accounts bought before March 1, 2026 are Legacy accounts and follow older payout rules. Source: Apex Help Center, checked October 2026 — confirm current figures before relying on them.

MFFU's upgrade path

MyFundedFutures starts at an 80% trader split by default. Traders can purchase a plan upgrade to increase the split to 90%. Factor in the cost of the upgrade when deciding whether it is worth it based on your expected monthly profits.

All payout splits are based on publicly available information as of 2026. Firms can update their terms at any time — always verify with the firm's official rules page before making decisions based on payout calculations.

Frequently asked questions

Which prop firm has the best payout split?

On new accounts, Apex currently pays 100% of each approved payout on its EOD and Intraday Performance Accounts (checked against Apex's Help Center in October 2026), while Topstep pays 90/10 to traders who joined on or after January 12, 2026 (older Topstep traders keep 100% of their first $10,000). MFFU starts at 80% standard but can be upgraded to 90%. FTMO's 80% base is the lowest among the major firms but can reach 90% via the scaling plan. A high split matters less than the caps: Apex limits each payout request (for example $1,500 on the first payout of a 50K account) and each Performance Account to 6 payouts.

How often does Apex pay out?

On Apex's current EOD and Intraday Performance Accounts, you can request a payout after 5 qualifying trading days, so payouts can be weekly. Each qualifying day must meet a minimum daily profit (for example $250 on a 50K EOD account or $200 on a 50K Intraday account); the days do not have to be consecutive and there is no deadline. You also need a $500 minimum payout, the 50% consistency rule (no single profitable day may be 50% or more of profit since your last payout), a safety net balance, and each account is limited to 6 payouts. Legacy accounts bought before March 1, 2026 follow older rules. Source: Apex Help Center, checked October 2026.

Can you request a payout at any time?

It depends on the firm. Topstep allows payout requests once you meet a minimum funded account balance requirement — eligible traders can request payouts on a weekly basis. Apex requires 5 qualifying trading days, a $500 minimum, and the 50% consistency rule on its current accounts. MyFundedFutures allows payouts after minimum trading days are met and balance requirements are satisfied. Always check your firm's current withdrawal policy directly before assuming eligibility.

Does FTMO have a scaling plan?

Yes. FTMO offers a scaling plan where traders who consistently hit profit targets over multiple months can have their account size increased by 25%. The base payout split starts at 80%, and traders on the scaling plan can earn up to 90%. FTMO is primarily a forex and CFD firm — futures traders will generally find Apex or Topstep more suitable for their instruments and rule structures.

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